Protecting
What Matters Most
PRIA is an independent broker that shops “A” rated carriers on your behalf — delivering up to 40% premium savings for professionals and businesses.
Professional Resource Insurance Agency, LLC
Premium Savings
Save up to 40% compared to going direct to a single carrier — because we shop the whole market for you.
Insurance solutions
for every need.
As an independent broker, we shop multiple “A” rated carriers to find you the best coverage at the most competitive price.
Professional Liability
Errors & Omissions CoverageProtect your practice from claims of negligence, errors, or omissions. We specialize in coverage for licensed professionals across multiple fields.
Business Insurance
Commercial Coverage SolutionsComprehensive business protection tailored to your company's unique needs. From small businesses to large enterprises, we have you covered.
Personal Insurance
Home & Auto ProtectionAffordable personal coverage for your home and vehicles. Compare multiple carriers to find the best rate for your needs.
Insurance Agency, LLC
Your independent
advocate for
better coverage.
PRIA provides insurance solutions to all businesses and professions. As an independent insurance broker, we offer competitive coverage with top “A” rated insurance carriers — with an emphasis on placing our clients first.
With over 25 years of experience in the Business & Professional Liability industry, you can be assured of getting the best possible coverage at the most competitive price available.
- We represent YOU, not the insurance company
- Access to multiple top-rated carriers in one place
- Competitive pricing through carrier comparisons
- Expert guidance tailored to your profession
- 25+ years of specialized industry experience
- Dedicated support throughout the claims process
Trusted by professionals
across California.
From solo practitioners to growing businesses — our clients know they're protected and never overpaying.
“PRIA saved my firm over 30% on professional liability coverage — without sacrificing an ounce of protection. The process was fast, and Dhamid took the time to explain every option. I won't go anywhere else.”
Michael R.
Attorney, San Francisco Bay Area
“As a CPA, I need coverage I can trust. PRIA found me an 'A' rated carrier at a premium I didn't think was possible. They truly shop the market on your behalf — and it shows.”
Sandra L.
Certified Public Accountant, Napa Valley
“Getting a BOP and workers' comp used to be a headache. PRIA handled everything with one form and came back with three competitive quotes the next day. Exceptional service.”
James T.
Small Business Owner, Sacramento
“I've had the same homeowners policy for years and assumed I was getting a good deal. PRIA reviewed it and found me better coverage at a lower rate. Highly recommend to anyone who hasn't shopped recently.”
Patricia M.
Homeowner, American Canyon, CA
Names used with permission. Results may vary based on individual circumstances and coverage needs.
What You Need to Know
Expert guidance on coverage, risk, and the latest industry changes.
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Insurance Insights
from Dean Hamid
Follow Dean on LinkedIn for practical insurance tips, industry news, and advice to protect your practice.
Follow on LinkedInDean Hamid, CLCS, AINS
Independent Insurance Broker · PRIA Brokers
One of the most common mistakes I see attorneys make: letting their professional liability policy lapse between firms. Here's the problem — most malpractice policies are claims-made. If your coverage lapses for even a few days, you can lose protection for your entire prior work history. Always confirm your new firm's retroactive date matches your prior carrier's before you start. If not, negotiate it — or buy tail coverage from your old carrier. Your reputation took years to build. Don't let a paperwork gap erase it.
Dean Hamid, CLCS, AINS
Independent Insurance Broker · PRIA Brokers
CPAs — your E&O insurance is NOT just a checkbox. A client who loses money on a bad investment and decides to blame their accountant can file a claim worth multiples of your annual fee. I've seen claims against CPAs for: • Missed deductions on a tax return • Errors in a compiled financial statement • Advice that led to a bad business decision The CPA Protector Plan covers all of this — and it's more affordable than most people think. If you haven't reviewed your coverage limits this year, now is the time.
Dean Hamid, CLCS, AINS
Independent Insurance Broker · PRIA Brokers
If you're a tech founder in California and your SaaS contract requires $1M in Tech E&O — do you actually have it? General liability does NOT cover professional errors in your software. Tech E&O covers: ✅ Software bugs that cause client financial loss ✅ Data migration failures ✅ System outages causing downtime damages ✅ Errors in professional IT consulting And here's what most people don't realize: the cost is lower than you think, especially when you compare multiple carriers. Don't let a missing policy hold up your next enterprise contract.
One form.
Competitive estimates.
Stop spending hours contacting individual carriers. With PRIA, you fill out a single form and we handle everything — delivering competitive premium estimates from multiple top-rated carriers directly to you.